He is a Management Graduate from Visvesvaraya Technological University, with Finance Specialisation. He has eight years of experience in Academics and was working as Credit processing Manager at ICICI Bank. He has worked in different capacities at various universities and Management Institutes. He is an external examiner of VTU MBA Programme. He has also worked as Exam coordinator of VTU. He has handled Credit processing projects relating to several SME during his employment with ICICI.